Common Credit score could also be accessible to an individual in the event that they’re on a low earnings or are out of labor. The fee is paid month-to-month, though this can be twice per thirty days for these dwelling in Scotland. Folks dwelling in Northern Eire will often be paid twice per thirty days however could request a month-to-month fee – they need to go to nidirect.gov.uk for extra data. As a way to get Common Credit score, the eligible applicant might want to create an account on-line, after which submit a declare inside 28 days of doing this.
The claimant will then be assessed, which is able to embody an interview with a piece coach at Jobcentre Plus.
Steering on the Gov.uk web site states: “You will be advised learn how to organize this after you submit your declare. It will likely be inside 10 working days.”
It often takes round 5 weeks to get the primary fee, the federal government web site says.
This features a one month evaluation interval, and as much as seven days for the cash to succeed in one’s account.
Ought to an individual require it, it’s doable to use for an advance on their first fee.
This may then must be repaid by way of future Common Credit score funds, ranging from the primary fee.
Gov.uk states on its web site: “You’ll be able to select what number of months you pay the advance again over.
“You have to pay it again inside 12 months.
“You don’t pay curiosity on it – the whole quantity you pay again is identical.”
Common Credit score is often paid into the claimant’s financial institution, constructing society, or credit score union account.
These unable to open one of many aforementioned accounts, ought to name the Common Credit score helpline.
This may be discovered on the federal government web sites, with the helpline open Monday to Friday between 8am and 6pm.
To ensure that an individual to get Universal Credit payments, they will need to sign an agreement with their work coach which details their specific responsibilities.
This is called a Claimant Dedication.
Jade Caiger, Jobcentre Plus Work Coach, mentioned: “When you’ve made your declare to Common Credit score, you’ll have an appointment on the jobcentre with a piece coach.
“They’ll clarify how the profit works and work with you to create your Claimant Dedication.
“This units out what is predicted of you in return for getting Common Credit score, and is tailor-made to your private circumstances, together with well being considerations and household commitments.